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Natural hazards · Chesterville

Chesterville, ME natural hazards

Most of the natural-hazard damage FEMA expects in Chesterville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1987. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chesterville?

60
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chesterville to be higher than in 60% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes18%Ice storms10%Cold waves9%Everything else15%
By hazard

What Chesterville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

18% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 9 years in the area

Ice storms

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Cold waves

9% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chesterville flood?

Every paid claim on a federal flood insurance policy in Chesterville, from FEMA’s records.

2paid claims since 1987
$51Kpaid to owners
0homes flooded more than once
19872026

Biggest named events

  • December Nor'easter: 1 claim, $28K
of all homes
are insured
No community discount. Chesterville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Chesterville

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chesterville itself: aid to households, or repair grants to the Town of Chesterville.

Brought FEMA money into ChestervilleDeclared for Franklin County only
2023

Severe Storm and Flooding

15 households applied for aid $24K aid approved $142K to the Town of Chesterville for repairs
2022

Severe Storm and Flooding

$53K to the Town of Chesterville for repairs
2007

Severe Storms and Inland and Coastal Flooding

$26K to the Town of Chesterville for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$35K to the Town of Chesterville for repairs
2005

Snow

$6K to the Town of Chesterville for repairs
2005

Record And/Or Near Record Snow

$6K to the Town of Chesterville for repairs
2003

Snow

$9K to the Town of Chesterville for repairs
2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$6K to the Town of Chesterville for repairs
2001

Severe Winter Storms and Flooding

$48K to the Town of Chesterville for repairs
2001

Snow

$7K to the Town of Chesterville for repairs
Franklin County has had 28 natural disasters declared since 1953, most often severe storms and floods.
Around Chesterville

Chesterville and the towns around it

Vienna: Low, mostly inland floodingNew Sharon: High, mostly inland floodingMount Vernon: Low, mostly inland floodingFarmington: Moderate, mostly inland floodingJay: Moderate, mostly inland floodingFayette: Very low, mostly inland floodingWilton: Moderate, mostly inland floodingRome: Low, mostly inland floodingMercer: Moderate, mostly inland floodingIndustry: High, mostly inland floodingStarks: Moderate, mostly inland floodingBelgrade: Low, mostly inland floodingReadfield: Very low, mostly inland floodingNew Vineyard: High, mostly inland floodingStrong: High, mostly inland floodingTemple: High, mostly inland floodingCanton: Moderate, mostly inland floodingLivermore Falls: Moderate, mostly inland floodingLivermore: Low, mostly inland floodingWayne: Very low, mostly inland floodingDixfield: Moderate, mostly inland floodingChesterville: High, mostly inland flooding ChestervilleViennaNew SharonMount VernonFarmingtonJayFayetteWilton
Very lowLowModerateHighVery high
Chestervillemostly inland floodingHigh
New Sharonmostly inland floodingHigh
Wiltonmostly inland floodingModerate
Jaymostly inland floodingModerate
Farmingtonmostly inland floodingModerate
Viennamostly inland floodingLow
Mount Vernonmostly inland floodingLow
Fayettemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chesterville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Chesterville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Chesterville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chesterville total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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