Natural hazards · Acton

Acton, ME natural hazards

Most of the natural-hazard damage FEMA expects in Acton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 2000. 15 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Acton?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Acton to be higher than in 22% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding50%Hurricanes23%Ice storms8%Everything else19%
By hazard

What Acton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about once a year in the area

Hurricanes

23% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 9 years in the area

Ice storms

8% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 2 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Acton flood?

Every paid claim on a federal flood insurance policy in Acton, from FEMA’s records.

10paid claims since 2000
$109Kpaid to owners
2homes flooded more than once
20002026

Biggest named events

  • April 2007 Nor'easter: 2 claims, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Acton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: York County.
Disasters that hit Acton

15 federal disasters brought FEMA money here

Disasters the President declared that paid out in Acton itself: aid to households, or repair grants to the Town of Acton.

Brought FEMA money into ActonDeclared for York County only
2024

Severe Winter Storm

$58K to the Town of Acton for repairs
2024

Severe Storms and Flooding

1 household applied for aid
2017

Severe Storm and Flooding

$11K to the Town of Acton for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$20K to the Town of Acton for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$14K to the Town of Acton for repairs
2011

Tropical Storm Irene

$15K to the Town of Acton for repairs
2010

Severe Winter Storm

$16K to the Town of Acton for repairs
2008

Severe Winter Storm and Flooding

$77K to the Town of Acton for repairs
2008

Severe Storms, Flooding, and Tornadoes

$5K to the Town of Acton for repairs
2007

Severe Storms and Inland and Coastal Flooding

16 households applied for aid $11K aid approved $56K to the Town of Acton for repairs
2006

Severe Storms and Flooding

11 households applied for aid $19K aid approved $7K to the Town of Acton for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$29K to the Town of Acton for repairs
2005

Snow

$8K to the Town of Acton for repairs
2005

Record And/Or Near Record Snow

$17K to the Town of Acton for repairs
2001

Snow

$13K to the Town of Acton for repairs
York County has had 36 natural disasters declared since 1953, most often severe storms and floods.
Around Acton

Acton and the towns around it

Milton: Low, mostly inland floodingWakefield: High, mostly inland floodingNewfield: Low, mostly inland floodingShapleigh: Low, mostly inland floodingLebanon: Low, mostly inland floodingFarmington: High, mostly inland floodingMiddleton: Low, mostly inland floodingBrookfield: High, mostly inland floodingEffingham: High, mostly inland floodingOssipee: High, mostly inland floodingLimerick: Very low, mostly inland floodingParsonsfield: Moderate, mostly inland floodingSanford: Low, mostly inland floodingAlfred: Low, mostly inland floodingRochester: Moderate, mostly inland floodingBerwick: Low, mostly inland floodingNorth Berwick: Low, mostly inland floodingActon: Low, mostly inland flooding ActonMiltonWakefieldNewfieldShapleighLebanon
Very lowLowModerateHighVery high
Wakefieldmostly inland floodingHigh
Miltonmostly inland floodingLow
Lebanonmostly inland floodingLow
Actonmostly inland floodingLow
Newfieldmostly inland floodingLow
Shapleighmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Acton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Acton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Acton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Acton total about $579K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Acton

Maine · ME · York County
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