Natural hazards · Odenton

Odenton, MD natural hazards

Most of the natural-hazard damage FEMA expects in Odenton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 10 claims here since 1983. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Odenton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Odenton to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding45%Heat waves11%Tornadoes10%Hurricanes10%Strong wind5%Everything else18%

By hazard

What Odenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 4 times a year in the area

Heat waves

11% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

10% of expected damage

Below average · higher than 33% of U.S. places

Hurricanes

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 11 years in the area

Strong wind

5% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 8 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Odenton flood?

Every paid claim on a federal flood insurance policy in Odenton, from FEMA’s records.

10paid claims since 1983

$106Kpaid to owners

0homes flooded more than once

19832026

of all homes
are insured

No community discount. Odenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Anne Arundel County.

Disasters that hit Odenton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Odenton itself: aid to households, or repair grants to Odenton.

Brought FEMA money into OdentonDeclared for Anne Arundel County only

2003

Hurricane Isabel

22 households applied for aid $13K aid approved

Anne Arundel County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Odenton

Odenton and the towns around it

Very lowLowModerateHighVery high

Odentonmostly inland floodingVery low

Severnmostly inland floodingVery low

Croftonmostly inland floodingVery low

Gambrillsmostly inland floodingVery low

Fort Meademostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Odenton covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Odenton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Odenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Odenton total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.