Natural hazards · Crofton

Crofton, MD natural hazards

Most of the natural-hazard damage FEMA expects in Crofton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Crofton?

3
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crofton to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding51%Heat waves10%Hurricanes10%Tornadoes10%Everything else19%
By hazard

What Crofton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Well below average · higher than 9% of U.S. places
Recorded about 4 times a year in the area

Heat waves

10% of expected damage
Well below average · higher than 13% of U.S. places
Recorded about 6 times a year in the area

Hurricanes

10% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 11 years in the area

Tornadoes

10% of expected damage
Below average · higher than 33% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Crofton flood?

Every paid claim on a federal flood insurance policy in Crofton, from FEMA’s records.

5paid claims since 2008
$19Kpaid to owners
0homes flooded more than once
20082026

Biggest named events

  • Hurricane Irene: 1 claim, $3K
of all homes
are insured
No community discount. Crofton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Anne Arundel County.
Disasters that hit Crofton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Crofton itself: aid to households, or repair grants to Crofton.

Brought FEMA money into CroftonDeclared for Anne Arundel County only
2003

Hurricane Isabel

15 households applied for aid $15K aid approved
Anne Arundel County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Crofton

Crofton and the towns around it

Odenton: Very low, mostly inland floodingSevern: Very low, mostly inland floodingGambrills: Very low, mostly inland floodingFort Meade: Very low, mostly inland floodingCrofton: Very low, mostly inland flooding CroftonOdenton
Very lowLowModerateHighVery high
Croftonmostly inland floodingVery low
Odentonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crofton covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Crofton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Crofton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crofton total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01