Natural hazards · Highfield-Cascade

Highfield-Cascade, MD natural hazards

Most of the natural-hazard damage FEMA expects in Highfield-Cascade comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Highfield-Cascade?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Highfield-Cascade to be higher than in 1% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes22%Tornadoes10%Heat waves6%Everything else16%

By hazard

What Highfield-Cascade faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

22% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 12 years in the area

Tornadoes

10% of expected damage

Below average · higher than 47% of U.S. places

Heat waves

6% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Highfield-Cascade flood?

FEMA's records show no paid flood insurance claims in Highfield-Cascade.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Highfield-Cascade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Highfield-Cascade

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Highfield-Cascade itself in FEMA’s records.

Brought FEMA money into Highfield-CascadeDeclared for Washington County only

Washington County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Highfield-Cascade

Highfield-Cascade and the towns around it

Very lowLowModerateHighVery high

Washingtonmostly inland floodingModerate

Sabillasvillemostly inland floodingLow

Highfield-Cascademostly inland floodingVery low

Fort Ritchiemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Highfield-Cascade is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Highfield-Cascade’s own flood-insurance community; household aid to the registrant’s city; repair grants to Highfield-Cascade. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.