Natural hazards · Halfway

Halfway, MD natural hazards

Most of the natural-hazard damage FEMA expects in Halfway comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Halfway?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Halfway to be higher than in 4% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding46%Hurricanes16%Tornadoes9%Heat waves8%Earthquakes8%Everything else12%

By hazard

What Halfway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

16% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 12 years in the area

Tornadoes

9% of expected damage

Below average · higher than 47% of U.S. places

Heat waves

8% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Halfway flood?

FEMA's records show no paid flood insurance claims in Halfway.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Halfway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Halfway

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Halfway itself in FEMA’s records.

Brought FEMA money into HalfwayDeclared for Washington County only

Washington County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Halfway

Halfway and the towns around it

Very lowLowModerateHighVery high

Hagerstownmostly inland floodingVery low

Halfwaymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Halfway covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Halfway’s own flood-insurance community; household aid to the registrant’s city; repair grants to Halfway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Halfway total about $444K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.