Natural hazards · Wales

Wales, MA natural hazards

Most of the natural-hazard damage FEMA expects in Wales comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 2005. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wales?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wales to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding67%Hurricanes15%Everything else18%
By hazard

What Wales faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

15% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wales flood?

Every paid claim on a federal flood insurance policy in Wales, from FEMA’s records.

4paid claims since 2005
$19Kpaid to owners
0homes flooded more than once
20052026

Biggest named events

  • Hurricane Irene: 1 claim, $9K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Wales isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hampden County.
Disasters that hit Wales

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wales itself: aid to households, or repair grants to the Town of Wales.

Brought FEMA money into WalesDeclared for Hampden County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$14K to the Town of Wales for repairs
2011

Severe Storm and Snowstorm

$200K to the Town of Wales for repairs
2011

Tropical Storm Irene

$9K to the Town of Wales for repairs
2011

Severe Winter Storm and Snowstorm

$8K to the Town of Wales for repairs
2008

Severe Winter Storm and Flooding

$16K to the Town of Wales for repairs
2005

Severe Storms and Flooding

8 households applied for aid $7K aid approved $12K to the Town of Wales for repairs
2005

Record And/Or Near Record Snow

$8K to the Town of Wales for repairs
2003

Snow

$8K to the Town of Wales for repairs
Hampden County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Wales

Wales and the towns around it

Holland: Moderate, mostly inland floodingBrimfield: Low, mostly inland floodingMonson: Moderate, mostly inland floodingSturbridge: Low, mostly inland floodingPalmer Town: Moderate, mostly inland floodingWarren: Low, mostly inland floodingHampden: Moderate, mostly inland floodingStafford: High, mostly inland floodingWales: Moderate, mostly inland flooding WalesHollandBrimfieldMonson
Very lowLowModerateHighVery high
Monsonmostly inland floodingModerate
Walesmostly inland floodingModerate
Hollandmostly inland floodingModerate
Brimfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wales covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Wales’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Wales. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wales total about $885K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Wales is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01