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Natural hazards · Holland

Holland, MA natural hazards

Most of the natural-hazard damage FEMA expects in Holland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 2005. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holland?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holland to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding67%Hurricanes15%Everything else18%
By hazard

What Holland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

15% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holland flood?

Every paid claim on a federal flood insurance policy in Holland, from FEMA’s records.

4paid claims since 2005
$19Kpaid to owners
0homes flooded more than once
20052026

Biggest named events

  • Hurricane Irene: 1 claim, $9K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Holland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hampden County.
Disasters that hit Holland

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holland itself: aid to households, or repair grants to the Town of Holland.

Brought FEMA money into HollandDeclared for Hampden County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$14K to the Town of Holland for repairs
2011

Severe Storm and Snowstorm

$863K to the Town of Holland for repairs
2011

Tropical Storm Irene

$10K to the Town of Holland for repairs
2011

Severe Storms and Tornadoes

13 households applied for aid $7K to the Town of Holland for repairs
2011

Severe Winter Storm and Snowstorm

$14K to the Town of Holland for repairs
2008

Severe Winter Storm and Flooding

$29K to the Town of Holland for repairs
2007

Severe Storms and Inland and Coastal Flooding

$3K to the Town of Holland for repairs
2005

Severe Storms and Flooding

23 households applied for aid $44K aid approved $109K to the Town of Holland for repairs
2005

Record And/Or Near Record Snow

$16K to the Town of Holland for repairs
2003

Snow

$23K to the Town of Holland for repairs
Hampden County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Holland

Holland and the towns around it

Wales: Moderate, mostly inland floodingBrimfield: Low, mostly inland floodingSturbridge: Low, mostly inland floodingMonson: Moderate, mostly inland floodingPalmer Town: Moderate, mostly inland floodingWarren: Low, mostly inland floodingSouthbridge Town: High, mostly inland floodingBrookfield: Moderate, mostly inland floodingCharlton: Low, mostly inland floodingEast Brookfield: Moderate, mostly inland floodingHolland: Moderate, mostly inland flooding HollandWalesBrimfieldSturbridge
Very lowLowModerateHighVery high
Hollandmostly inland floodingModerate
Walesmostly inland floodingModerate
Brimfieldmostly inland floodingLow
Sturbridgemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holland is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Holland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Holland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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