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Natural hazards · Shelburne

Shelburne, MA natural hazards

Most of the natural-hazard damage FEMA expects in Shelburne comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2013. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Shelburne?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shelburne to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves8%Hurricanes5%Everything else11%
By hazard

What Shelburne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 2 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

5% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Shelburne flood?

Every paid claim on a federal flood insurance policy in Shelburne, from FEMA’s records.

1paid claims since 2013
$16Kpaid to owners
0homes flooded more than once
20132026
of all homes
are insured
No community discount. Shelburne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Shelburne

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shelburne itself: aid to households, or repair grants to the Town of Shelburne.

Brought FEMA money into ShelburneDeclared for Franklin County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$11K to the Town of Shelburne for repairs
2011

Severe Storm and Snowstorm

$13K to the Town of Shelburne for repairs
2011

Tropical Storm Irene

$24K to the Town of Shelburne for repairs
2008

Severe Winter Storm and Flooding

$47K to the Town of Shelburne for repairs
2007

Severe Storms and Inland and Coastal Flooding

$7K to the Town of Shelburne for repairs
2005

Record And/Or Near Record Snow

$12K to the Town of Shelburne for repairs
2003

Snow

$10K to the Town of Shelburne for repairs
2001

Snow

$4K to the Town of Shelburne for repairs
Franklin County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Shelburne

Shelburne and the towns around it

Conway: Moderate, mostly inland floodingBuckland: High, mostly inland floodingCharlemont: High, mostly inland floodingDeerfield: Low, mostly inland floodingGreenfield: Moderate, mostly inland floodingGoshen: Moderate, mostly inland floodingWhately: Moderate, mostly inland floodingAshfield: Moderate, mostly inland floodingRowe: High, mostly inland floodingHeath: High, mostly inland floodingFlorida: Low, mostly inland floodingHawley: High, mostly inland floodingColrain: High, mostly inland floodingMontague: Moderate, mostly inland floodingSunderland: Moderate, mostly inland floodingGill: Moderate, mostly inland floodingBernardston: Moderate, mostly inland floodingLeyden: Moderate, mostly inland floodingShelburne: High, mostly inland flooding ShelburneConwayBucklandCharlemontDeerfieldGreenfield
Very lowLowModerateHighVery high
Charlemontmostly inland floodingHigh
Shelburnemostly inland floodingHigh
Bucklandmostly inland floodingHigh
Conwaymostly inland floodingModerate
Greenfieldmostly inland floodingModerate
Deerfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shelburne covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Shelburne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Shelburne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shelburne total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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