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Natural hazards · Quincy

Quincy, MA natural hazards

Most of the natural-hazard damage FEMA expects in Quincy comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1,430 claims here since 1978. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Quincy?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Quincy to be higher than in 48% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding65%Coastal flooding16%Hurricanes8%Everything else12%
By hazard

What Quincy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 3 times a year in the area

Coastal flooding

16% of expected damage
Well above average · among the top 1% of U.S. places

Hurricanes

8% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Quincy flood?

Every paid claim on a federal flood insurance policy in Quincy, from FEMA’s records.

1,430paid claims since 1978
$13.9Mpaid to owners
201homes flooded more than once
19782026

Biggest named events

  • The “Halloween” storm: 179 claims, $1.5M
  • March 2010 Nor'easter: 159 claims, $2.0M
  • December Storm - Nor'easter: 107 claims, $649K

Homes that flooded again and again

Each house = 4 homes. ■ FEMA “severe repetitive loss” (23) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Quincy is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Norfolk County.

What’s been done with FEMA grants

89homes raised above flood level
43buildings floodproofed
1flood-prone properties bought out and cleared
Disasters that hit Quincy

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Quincy itself: aid to households, or repair grants to the City of Quincy.

Brought FEMA money into QuincyDeclared for Norfolk County only
2022

Severe Winter Storm and Snowstorm

$720K to the City of Quincy for repairs
2018

Severe Winter Storm and Snowstorm

$452K to the City of Quincy for repairs
2018

Severe Winter Storm and Flooding

$6.0M to the City of Quincy for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$756K to the City of Quincy for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$540K to the City of Quincy for repairs
2011

Tropical Storm Irene

$133K to the City of Quincy for repairs
2011

Severe Winter Storm and Snowstorm

$258K to the City of Quincy for repairs
2010

Hurricane Earl

$23K to the City of Quincy for repairs
2010

Severe Storms and Flooding

700 households applied for aid $1.0M aid approved $805K to the City of Quincy for repairs
2005

Severe Storms and Flooding

34 households applied for aid $85K aid approved
2005

Record And/Or Near Record Snow

$342K to the City of Quincy for repairs
2004

Flooding

4 households applied for aid $7K aid approved
2003

Snow

$410K to the City of Quincy for repairs
2001

Snow

$355K to the City of Quincy for repairs
Norfolk County has had 31 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Quincy

Quincy and the towns around it

Randolph Town: Low, mostly inland floodingBraintree Town: High, mostly inland floodingBoston: Very low, mostly inland floodingWeymouth Town: Low, mostly inland floodingMilton: Low, mostly inland floodingHull: Very high, mostly coastal floodingHolbrook: Low, mostly inland floodingAvon: Very low, mostly inland floodingBrookline: Very low, mostly inland floodingCambridge: Low, mostly inland floodingWinthrop Town: Low, mostly inland floodingDedham: Very low, mostly inland floodingRevere: Low, mostly inland floodingNewton: Low, mostly inland floodingChelsea: Low, mostly inland floodingWatertown: Low, mostly inland floodingEverett: Low, mostly inland floodingHingham: Low, mostly inland floodingCohasset: Low, mostly inland floodingQuincy: Moderate, mostly inland flooding QuincyRandolph TownBraintree TownBostonWeymouth TownMiltonHull
Very lowLowModerateHighVery high
Hullmostly coastal floodingVery high
Braintree Townmostly inland floodingHigh
Quincymostly inland floodingModerate
Randolph Townmostly inland floodingLow
Weymouth Townmostly inland floodingLow
Miltonmostly inland floodingLow
Bostonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Quincy covers 23 census tracts, combined by population.
Money that reached townFlood claims are matched to Quincy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Quincy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Quincy total about $20.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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