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Natural hazards · Milton

Milton, MA natural hazards

Most of the natural-hazard damage FEMA expects in Milton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 54 claims here since 1978. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Milton?

21
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milton to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding73%Hurricanes11%Everything else15%
By hazard

What Milton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Below average · higher than 38% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Milton flood?

Every paid claim on a federal flood insurance policy in Milton, from FEMA’s records.

54paid claims since 1978
$605Kpaid to owners
7homes flooded more than once
19782026

Biggest named events

  • March 2010 Nor'easter: 17 claims, $370K
  • Not a named storm: 8 claims, $24K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Milton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Norfolk County.
Disasters that hit Milton

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milton itself: aid to households, or repair grants to the Town of Milton.

Brought FEMA money into MiltonDeclared for Norfolk County only
2022

Severe Winter Storm and Snowstorm

$165K to the Town of Milton for repairs
2018

Severe Winter Storm and Snowstorm

$106K to the Town of Milton for repairs
2018

Severe Winter Storm and Flooding

$28K to the Town of Milton for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$228K to the Town of Milton for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$147K to the Town of Milton for repairs
2011

Tropical Storm Irene

$109K to the Town of Milton for repairs
2011

Severe Winter Storm and Snowstorm

$76K to the Town of Milton for repairs
2010

Severe Storms and Flooding

464 households applied for aid $799K aid approved $24K to the Town of Milton for repairs
2005

Severe Storms and Flooding

5 households applied for aid $10K aid approved
2005

Record And/Or Near Record Snow

$123K to the Town of Milton for repairs
2004

Flooding

1 household applied for aid $2K aid approved
2003

Snow

$122K to the Town of Milton for repairs
2001

Snow

$82K to the Town of Milton for repairs
Norfolk County has had 31 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Milton

Milton and the towns around it

Boston: Very low, mostly inland floodingRandolph Town: Low, mostly inland floodingQuincy: Moderate, mostly inland floodingBrookline: Very low, mostly inland floodingCambridge: Low, mostly inland floodingWinthrop Town: Low, mostly inland floodingDedham: Very low, mostly inland floodingRevere: Low, mostly inland floodingNewton: Low, mostly inland floodingChelsea: Low, mostly inland floodingWatertown: Low, mostly inland floodingEverett: Low, mostly inland floodingHull: Very high, mostly coastal floodingBraintree Town: High, mostly inland floodingHolbrook: Low, mostly inland floodingAvon: Very low, mostly inland floodingWeymouth Town: Low, mostly inland floodingMilton: Low, mostly inland flooding MiltonBostonRandolph TownQuincy
Very lowLowModerateHighVery high
Quincymostly inland floodingModerate
Randolph Townmostly inland floodingLow
Miltonmostly inland floodingLow
Bostonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milton covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Milton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Milton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Milton total about $5.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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