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Natural hazards · Gill

Gill, MA natural hazards

Most of the natural-hazard damage FEMA expects in Gill comes from inland flooding, and overall the risk is moderate for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Gill?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gill to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves9%Hurricanes7%Everything else16%
By hazard

What Gill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 2 times a year in the area

Cold waves

9% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

7% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Gill flood?

FEMA's records show no paid flood insurance claims in Gill.

of all homes
are insured
No community discount. Gill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Gill

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gill itself: aid to households, or repair grants to the Town of Gill.

Brought FEMA money into GillDeclared for Franklin County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$10K to the Town of Gill for repairs
2011

Severe Storm and Snowstorm

$24K to the Town of Gill for repairs
2011

Tropical Storm Irene

1 household applied for aid $678 aid approved $10K to the Town of Gill for repairs
2008

Severe Winter Storm and Flooding

$10K to the Town of Gill for repairs
2005

Severe Storms and Flooding

1 household applied for aid $1K aid approved $6K to the Town of Gill for repairs
2005

Record And/Or Near Record Snow

$7K to the Town of Gill for repairs
2003

Snow

$10K to the Town of Gill for repairs
2001

Snow

$4K to the Town of Gill for repairs
Franklin County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Gill

Gill and the towns around it

Greenfield: Moderate, mostly inland floodingNorthfield: Low, mostly inland floodingMontague: Moderate, mostly inland floodingErving: Moderate, mostly inland floodingBernardston: Moderate, mostly inland floodingDeerfield: Low, mostly inland floodingLeyden: Moderate, mostly inland floodingShelburne: High, mostly inland floodingWendell: Moderate, mostly inland floodingSunderland: Moderate, mostly inland floodingOrange: High, mostly inland floodingGill: Moderate, mostly inland flooding GillGreenfieldNorthfieldMontagueErvingBernardston
Very lowLowModerateHighVery high
Ervingmostly inland floodingModerate
Gillmostly inland floodingModerate
Bernardstonmostly inland floodingModerate
Greenfieldmostly inland floodingModerate
Montaguemostly inland floodingModerate
Northfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gill is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Gill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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