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Natural hazards · Erving

Erving, MA natural hazards

Most of the natural-hazard damage FEMA expects in Erving comes from inland flooding, and overall the risk is moderate for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Erving?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Erving to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves8%Hurricanes6%Everything else15%
By hazard

What Erving faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 2 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

6% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Erving flood?

FEMA's records show no paid flood insurance claims in Erving.

of all homes
are insured
No community discount. Erving isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Erving

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Erving itself: aid to households, or repair grants to the Town of Erving.

Brought FEMA money into ErvingDeclared for Franklin County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$10K to the Town of Erving for repairs
2011

Severe Storm and Snowstorm

$38K to the Town of Erving for repairs
2011

Tropical Storm Irene

1 household applied for aid $3K aid approved $8K to the Town of Erving for repairs
2008

Severe Winter Storm and Flooding

$21K to the Town of Erving for repairs
2005

Severe Storms and Flooding

1 household applied for aid
2005

Record And/Or Near Record Snow

$6K to the Town of Erving for repairs
2003

Snow

$10K to the Town of Erving for repairs
2001

Snow

$5K to the Town of Erving for repairs
Franklin County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Erving

Erving and the towns around it

Wendell: Moderate, mostly inland floodingMontague: Moderate, mostly inland floodingGill: Moderate, mostly inland floodingNorthfield: Low, mostly inland floodingOrange: High, mostly inland floodingNew Salem: Low, mostly inland floodingDeerfield: Low, mostly inland floodingGreenfield: Moderate, mostly inland floodingSunderland: Moderate, mostly inland floodingBernardston: Moderate, mostly inland floodingAthol: High, mostly inland floodingWarwick: Moderate, mostly inland floodingRoyalston: Moderate, mostly inland floodingErving: Moderate, mostly inland flooding ErvingWendellMontagueGillNorthfieldOrange
Very lowLowModerateHighVery high
Orangemostly inland floodingHigh
Ervingmostly inland floodingModerate
Wendellmostly inland floodingModerate
Gillmostly inland floodingModerate
Montaguemostly inland floodingModerate
Northfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Erving covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Erving’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Erving. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Erving total about $949K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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