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Natural hazards in Devens · FEMA

Devens is calmer than 88% of U.S. communities

Most of the natural-hazard damage FEMA expects in Devens comes from inland flooding, and overall the risk is very low for a U.S. community.

12Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 12% of U.S. places
Main hazard
Inland flooding
39% of expected damage
Flood claims
0
none on record
Disasters paid out here
0
of 28 declared for Worcester County

What stands out about Devens’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Devens?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 12% of U.S. communities, mostly from inland flooding and hurricanes.

Where Devens sits
Devens
Very lowLowModerateHighVery high

Calmer than 312 of the 351 Massachusetts towns we cover.

Devens is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding39%Hurricanes31%Cold waves9%Earthquakes8%Everything else14%
Flood insurance claims

Does Devens flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Devens. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Devens isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Worcester County.
By hazard

What Devens faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

39%of expected damage
Well below average · higher than 5% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

31%of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 6 years in the area

Cold waves

9%of expected damage
Below average · higher than 48% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

8%of expected damage
Above average · higher than 67% of U.S. places
Lower here
🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

Federal disasters declared here

None of the disasters declared for Worcester County shows FEMA aid or repair money reaching Devens itself in FEMA’s records.

Disasters declared, by decade
Paid out in DevensWorcester County only

Worcester County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

Be ready

Get ready for what Devens actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Devens and its neighbors

Devens ranks 2nd calmest of 5 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
LancasterLowinland flooding31
ShirleyVery lowinland flooding9
HarvardVery lowinland flooding0
DevensVery lowinland flooding0
AyerVery lowinland flooding3

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Disasters here can come any time of year

The month each of Worcester County’s 28 declared disasters began, since 1953.

3J
1F
6M
1A
M
2J
J
3A
4S
3O
N
5D
HurricanesSevere stormsWinter stormsFloodsTornadoesIce stormsFires
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Devens’s own flood-insurance community; household aid to the registrant’s city; repair grants to Devens.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Devens.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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