Natural hazards · Taft

Taft, LA natural hazards

Most of the natural-hazard damage FEMA expects in Taft comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 85 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Taft?

93
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taft to be higher than in 93% of U.S. communities, mostly from hurricanes.

Hurricanes66%Inland flooding9%Tornadoes7%Everything else17%
By hazard

What Taft faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

66% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

9% of expected damage
Well below average · higher than 13% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

7% of expected damage
Above average · higher than 63% of U.S. places
Recorded about once every 50 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Taft flood?

Every paid claim on a federal flood insurance policy in Taft, from FEMA’s records.

85paid claims since 1978
$3.0Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Ida: 8 claims, $391K
  • Hurricane Francine: 8 claims, $245K
  • 2026-06-Arthur-TS: 5 claims, $134K
of all homes
are insured
No community discount. Taft isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Charles Parish.
Disasters that hit Taft

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Taft itself: aid to households, or repair grants to Taft.

Brought FEMA money into TaftDeclared for St. Charles Parish only
2021

Hurricane Ida

1 household applied for aid $10K aid approved
St. Charles Parish has had 39 natural disasters declared since 1953, most often hurricanes and floods.
Around Taft

Taft and the towns around it

Hahnville: Very high, mostly hurricanesKillona: Very high, mostly hurricanesMontz: Very high, mostly hurricanesLuling: Very high, mostly hurricanesNorco: Very high, mostly hurricanesNew Sarpy: Very high, mostly hurricanesDestrehan: Very high, mostly hurricanesLaplace: Very high, mostly hurricanesTaft: Very high, mostly hurricanes TaftHahnvilleKillonaMontz
Very lowLowModerateHighVery high
Montzmostly hurricanesVery high
Taftmostly hurricanesVery high
Hahnvillemostly hurricanesVery high
Killonamostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taft covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Taft’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Taft. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Taft total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01