Natural hazards · Montz

Montz, LA natural hazards

Most of the natural-hazard damage FEMA expects in Montz comes from hurricanes, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montz?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montz to be higher than in 97% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes53%Inland flooding28%Tornadoes10%Everything else10%

By hazard

What Montz faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

53% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

28% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 20 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montz flood?

FEMA's records show no paid flood insurance claims in Montz.

of all homes
are insured

No community discount. Montz isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Charles Parish.

Disasters that hit Montz

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Montz itself: aid to households, or repair grants to Montz.

Brought FEMA money into MontzDeclared for St. Charles Parish only

2024

Hurricane Francine

27 households applied for aid $54K aid approved

2021

Hurricane Ida

513 households applied for aid $1.1M aid approved

2012

Hurricane Isaac

134 households applied for aid $55K aid approved

2008

Hurricane Gustav

229 households applied for aid $95K aid approved

2005

Hurricane Katrina

311 households applied for aid $395K aid approved

St. Charles Parish has had 39 natural disasters declared since 1953, most often hurricanes and floods.

Around Montz

Montz and the towns around it

Very lowLowModerateHighVery high

Montzmostly hurricanesVery high

Laplacemostly hurricanesVery high

Taftmostly hurricanesVery high

Killonamostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montz is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Montz’s own flood-insurance community; household aid to the registrant’s city; repair grants to Montz. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.