Natural hazards · Rayville

Rayville, LA natural hazards

Most of the natural-hazard damage FEMA expects in Rayville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 158 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rayville?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rayville to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes26%Heat waves10%Strong wind10%Earthquakes7%Cold waves6%Everything else12%
By hazard

What Rayville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage
Well below average · higher than 11% of U.S. places
Recorded about once a year in the area

Tornadoes

26% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 50 years in the area

Heat waves

10% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 19 times a year in the area

Strong wind

10% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 71% of U.S. places

Cold waves

6% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rayville flood?

Every paid claim on a federal flood insurance policy in Rayville, from FEMA’s records.

158paid claims since 1979
$4.2Mpaid to owners
39homes flooded more than once
19792026

Biggest named events

  • Late winter severe storms: 33 claims, $1.2M
  • Hurricane Delta: 25 claims, $972K
  • Hurricane Gustav: 23 claims, $693K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (7) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Rayville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Richland Parish.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared
1homes raised above flood level
Disasters that hit Rayville

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rayville itself: aid to households, or repair grants to the Town of Rayville.

Brought FEMA money into RayvilleDeclared for Richland Parish only
2026

Severe Winter Storm

$343K to the Town of Rayville for repairs
2021

Hurricane Ida

1 household applied for aid
2021

Severe Winter Storms

99 households applied for aid $90K aid approved
2020

Hurricane Delta

$60K to the Town of Rayville for repairs
2016

Severe Storms and Flooding

909 households applied for aid $1.8M aid approved $63K to the Town of Rayville for repairs
2008

Hurricane Gustav

504 households applied for aid $1.1M aid approved $27K to the Town of Rayville for repairs
2006

Severe Storms and Flooding

330 households applied for aid $880K aid approved $13K to the Town of Rayville for repairs
2005

Hurricane Katrina

$4K to the Town of Rayville for repairs
2000

Severe Winter Storm

$24K to the Town of Rayville for repairs
1998

Severe Ice Storm

$10K to the Town of Rayville for repairs
Richland Parish has had 26 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rayville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Rayville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rayville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rayville total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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