Natural hazards · Luling

Luling, LA natural hazards

Most of the natural-hazard damage FEMA expects in Luling comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 220 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Luling?

97
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Luling to be higher than in 97% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes56%Inland flooding23%Tornadoes7%Coastal flooding6%Everything else8%
By hazard

What Luling faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

56% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

23% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

7% of expected damage
Above average · higher than 62% of U.S. places

Coastal flooding

6% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Luling flood?

Every paid claim on a federal flood insurance policy in Luling, from FEMA’s records.

220paid claims since 1978
$4.3Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Ida: 18 claims, $788K
  • Hurricane Katrina: 17 claims, $236K
  • 2026-06-Arthur-TS: 15 claims, $507K
of all homes
are insured
No community discount. Luling isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Charles Parish.

What’s been done with FEMA grants

22homes raised above flood level
4buildings retrofitted against wind
1flood-prone properties bought out and cleared
Disasters that hit Luling

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Luling itself: aid to households, or repair grants to Luling.

Brought FEMA money into LulingDeclared for St. Charles Parish only
2024

Hurricane Francine

243 households applied for aid $444K aid approved
2021

Hurricane Ida

4,872 households applied for aid $8.0M aid approved
2016

Severe Storms and Flooding

1 household applied for aid
2012

Hurricane Isaac

696 households applied for aid $400K aid approved
2008

Hurricane Ike

1 household applied for aid
2008

Hurricane Gustav

1,487 households applied for aid $326K aid approved
2005

Hurricane Rita

1 household applied for aid
2005

Hurricane Katrina

5,017 households applied for aid $6.5M aid approved
2004

Hurricane Ivan

59 households applied for aid $7K aid approved
St. Charles Parish has had 39 natural disasters declared since 1953, most often hurricanes and floods.
Around Luling

Luling and the towns around it

Boutte: Very high, mostly coastal floodingHahnville: Very high, mostly hurricanesDestrehan: Very high, mostly hurricanesSt. Rose: Very high, mostly hurricanesAma: Very high, mostly hurricanesBayou Gauche: Very high, mostly hurricanesParadis: Very high, mostly hurricanesTaft: Very high, mostly hurricanesNorco: Very high, mostly hurricanesNew Sarpy: Very high, mostly hurricanesKenner: Very high, mostly hurricanesLuling: Very high, mostly hurricanes LulingBoutteHahnvilleDestrehanSt. RoseAma
Very lowLowModerateHighVery high
Bouttemostly coastal floodingVery high
Lulingmostly hurricanesVery high
Destrehanmostly hurricanesVery high
Hahnvillemostly hurricanesVery high
St. Rosemostly hurricanesVery high
Amamostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Luling covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Luling’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Luling. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Luling total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01