Natural hazards · Ama

Ama, LA natural hazards

Most of the natural-hazard damage FEMA expects in Ama comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 20 claims here since 1989. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ama?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ama to be higher than in 91% of U.S. communities, mostly from hurricanes.

Hurricanes69%Tornadoes10%Inland flooding9%Everything else12%

By hazard

What Ama faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

69% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

10% of expected damage

Above average · higher than 62% of U.S. places

Inland flooding

9% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ama flood?

Every paid claim on a federal flood insurance policy in Ama, from FEMA’s records.

20paid claims since 1989

$419Kpaid to owners

0homes flooded more than once

19892026

Biggest named events

Hurricane Ida: 6 claims, $244K
2026-06-Arthur-TS: 2 claims, $16K
Hurricane Francine: 2 claims, $29K

of all homes
are insured

No community discount. Ama isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Charles Parish.

What’s been done with FEMA grants

4homes raised above flood level

Disasters that hit Ama

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ama itself: aid to households, or repair grants to Ama.

Brought FEMA money into AmaDeclared for St. Charles Parish only

2024

Hurricane Francine

52 households applied for aid $105K aid approved

2021

Hurricane Ida

591 households applied for aid $1.7M aid approved

2012

Hurricane Isaac

128 households applied for aid $131K aid approved

2008

Hurricane Gustav

247 households applied for aid $80K aid approved

2005

Hurricane Katrina

671 households applied for aid $1.5M aid approved

2004

Hurricane Ivan

6 households applied for aid $1K aid approved

St. Charles Parish has had 39 natural disasters declared since 1953, most often hurricanes and floods.

Around Ama

Ama and the towns around it

Very lowLowModerateHighVery high

Lulingmostly hurricanesVery high

Amamostly hurricanesVery high

St. Rosemostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ama covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ama’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ama. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ama total about $759K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.