Natural hazards · Cut Off

Cut Off, LA natural hazards

Most of the natural-hazard damage FEMA expects in Cut Off comes from hurricanes, and overall the risk is very high for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cut Off?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cut Off to be higher than in 95% of U.S. communities, mostly from hurricanes.

Hurricanes63%Inland flooding12%Tornadoes9%Cold waves7%Heat waves6%Everything else4%

By hazard

What Cut Off faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

63% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

12% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 13 years in the area

Cold waves

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 18 times a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cut Off flood?

FEMA's records show no paid flood insurance claims in Cut Off.

of all homes
are insured

No community discount. Cut Off isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lafourche Parish.

What’s been done with FEMA grants

14homes raised above flood level

8flood-prone properties bought out and cleared

1buildings retrofitted against wind

Disasters that hit Cut Off

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cut Off itself: aid to households, or repair grants to Cut Off.

Brought FEMA money into Cut OffDeclared for Lafourche Parish only

2026

Tropical Storm Arthur

39 households applied for aid $142K aid approved

2024

Hurricane Francine

282 households applied for aid $475K aid approved

2021

Hurricane Ida

3,399 households applied for aid $18.1M aid approved

2020

Hurricane Zeta

108 households applied for aid $149K aid approved

2012

Hurricane Isaac

493 households applied for aid $315K aid approved

2008

Hurricane Ike

89 households applied for aid $135K aid approved

2008

Hurricane Gustav

1,133 households applied for aid $638K aid approved

2005

Hurricane Rita

415 households applied for aid $308K aid approved

2005

Hurricane Katrina

3,007 households applied for aid $3.3M aid approved

2004

Hurricane Ivan

2 households applied for aid $6K aid approved

Lafourche Parish has had 41 natural disasters declared since 1953, most often hurricanes and floods.

Around Cut Off

Cut Off and the towns around it

Very lowLowModerateHighVery high

Gallianomostly hurricanesVery high

Cut Offmostly hurricanesVery high

Larosemostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cut Off is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cut Off’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cut Off. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.