Natural hazards · Larose

Larose, LA natural hazards

Most of the natural-hazard damage FEMA expects in Larose comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 250 claims here since 1980. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Larose?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Larose to be higher than in 94% of U.S. communities, mostly from hurricanes.

Hurricanes67%Tornadoes12%Inland flooding11%Everything else9%

By hazard

What Larose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

67% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

12% of expected damage

Above average · higher than 68% of U.S. places

Inland flooding

11% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Larose flood?

Every paid claim on a federal flood insurance policy in Larose, from FEMA’s records.

250paid claims since 1980

$8.6Mpaid to owners

0homes flooded more than once

19802026

Biggest named events

Hurricane Juan: 97 claims, $1.8M
Hurricane Ida: 92 claims, $5.9M
Hurricane Katrina: 10 claims, $249K

of all homes
are insured

No community discount. Larose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lafourche Parish.

What’s been done with FEMA grants

5homes raised above flood level

Disasters that hit Larose

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Larose itself: aid to households, or repair grants to Larose.

Brought FEMA money into LaroseDeclared for Lafourche Parish only

2026

Tropical Storm Arthur

35 households applied for aid $53K aid approved

2024

Hurricane Francine

184 households applied for aid $308K aid approved

2021

Hurricane Ida

2,406 households applied for aid $11.8M aid approved

2020

Hurricane Zeta

55 households applied for aid $78K aid approved

2012

Hurricane Isaac

366 households applied for aid $285K aid approved

2008

Hurricane Ike

69 households applied for aid $114K aid approved

2008

Hurricane Gustav

973 households applied for aid $658K aid approved

2005

Hurricane Rita

51 households applied for aid $38K aid approved

2005

Hurricane Katrina

345 households applied for aid $526K aid approved

2004

Hurricane Ivan

2 households applied for aid

Lafourche Parish has had 41 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Larose covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Larose’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Larose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Larose total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.