Natural hazards · Wurtland

Wurtland, KY natural hazards

Most of the natural-hazard damage FEMA expects in Wurtland comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wurtland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wurtland to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding76%Heat waves13%Everything else12%

By hazard

What Wurtland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Heat waves

13% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wurtland flood?

Every paid claim on a federal flood insurance policy in Wurtland, from FEMA’s records.

9paid claims since 1978

$102Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Not a named storm: 1 claim, $13K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wurtland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greenup County.

Disasters that hit Wurtland

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wurtland itself: aid to households, or repair grants to the City of Wurtland.

Brought FEMA money into WurtlandDeclared for Greenup County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$5K to the City of Wurtland for repairs

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

11 households applied for aid $10K aid approved

2015

Severe Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides

$13K to the City of Wurtland for repairs

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

1 household applied for aid

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

3 households applied for aid $5K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

4 households applied for aid $5K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

5 households applied for aid $4K aid approved

Greenup County has had 27 natural disasters declared since 1953, most often severe storms and floods.

Around Wurtland

Wurtland and the towns around it

Very lowLowModerateHighVery high

Greenupmostly inland floodingVery high

Wurtlandmostly inland floodingVery high

Worthingtonmostly inland floodingModerate

Racelandmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wurtland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wurtland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wurtland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.