Natural hazards · Greenup

Greenup, KY natural hazards

Most of the natural-hazard damage FEMA expects in Greenup comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 59 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenup?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenup to be higher than in 90% of U.S. communities, mostly from inland flooding.

Inland flooding80%Heat waves10%Everything else10%

By hazard

What Greenup faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Heat waves

10% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenup flood?

Every paid claim on a federal flood insurance policy in Greenup, from FEMA’s records.

59paid claims since 1978

$478Kpaid to owners

6homes flooded more than once

19782026

Biggest named events

Not a named storm: 8 claims, $36K
Mid-spring storms: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greenup isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greenup County.

Disasters that hit Greenup

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greenup itself: aid to households, or repair grants to the City of Greenup.

Brought FEMA money into GreenupDeclared for Greenup County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

72 households applied for aid $588K aid approved

2021

Severe, Storms, Flooding, Landslides, and Mudslides

40 households applied for aid $110K aid approved

2011

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $3K aid approved

2010

Severe Storms, Flooding, Mudslides, and Tornadoes

148 households applied for aid $624K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

18 households applied for aid $33K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

90 households applied for aid $194K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

100 households applied for aid $112K aid approved

Greenup County has had 27 natural disasters declared since 1953, most often severe storms and floods.

Around Greenup

Greenup and the towns around it

Very lowLowModerateHighVery high

Greenupmostly inland floodingVery high

Wurtlandmostly inland floodingVery high

Franklin Furnacemostly inland floodingModerate

Greenmostly inland floodingModerate

Hamiltonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenup is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Greenup’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Greenup. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.