Natural hazards · Villa Hills

Villa Hills, KY natural hazards

Most of the natural-hazard damage FEMA expects in Villa Hills comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Villa Hills?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Villa Hills to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes20%Cold waves11%Strong wind7%Everything else7%

By hazard

What Villa Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 96% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Villa Hills flood?

Every paid claim on a federal flood insurance policy in Villa Hills, from FEMA’s records.

2paid claims since 2018

$20Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Villa Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kenton County.

Disasters that hit Villa Hills

Federal disasters declared here

None of the disasters declared for Kenton County shows FEMA aid or repair money reaching Villa Hills itself in FEMA’s records.

Brought FEMA money into Villa HillsDeclared for Kenton County only

Kenton County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Villa Hills

Villa Hills and the towns around it

Very lowLowModerateHighVery high

Bromleymostly inland floodingHigh

Villa Hillsmostly inland floodingModerate

Cincinnatimostly inland floodingLow

Crescent Springsmostly inland floodingLow

Erlangermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Villa Hills covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Villa Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Villa Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Villa Hills total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.