Natural hazards · Bromley

Bromley, KY natural hazards

Most of the natural-hazard damage FEMA expects in Bromley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 68 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bromley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bromley to be higher than in 68% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes18%Cold waves11%Strong wind7%Everything else7%

By hazard

What Bromley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 96% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bromley flood?

Every paid claim on a federal flood insurance policy in Bromley, from FEMA’s records.

68paid claims since 1978

$693Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Central U.S. April Flooding: 11 claims, $126K
Not a named storm: 5 claims, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bromley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kenton County.

Disasters that hit Bromley

Federal disasters declared here

None of the disasters declared for Kenton County shows FEMA aid or repair money reaching Bromley itself in FEMA’s records.

Brought FEMA money into BromleyDeclared for Kenton County only

Kenton County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Bromley

Bromley and the towns around it

Very lowLowModerateHighVery high

Bromleymostly inland floodingHigh

Ludlowmostly inland floodingHigh

Villa Hillsmostly inland floodingModerate

Cincinnatimostly inland floodingLow

Crescent Springsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bromley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bromley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bromley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.