Natural hazards · Simpsonville

Simpsonville, KY natural hazards

Most of the natural-hazard damage FEMA expects in Simpsonville comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Simpsonville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Simpsonville to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes32%Strong wind12%Cold waves6%Everything else12%

By hazard

What Simpsonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

32% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 93 years in the area

Strong wind

12% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Simpsonville flood?

FEMA's records show no paid flood insurance claims in Simpsonville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Simpsonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.

Disasters that hit Simpsonville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Simpsonville itself: aid to households, or repair grants to the City of Simpsonville.

Brought FEMA money into SimpsonvilleDeclared for Shelby County only

2009

Severe Winter Storm and Flooding

$22K to the City of Simpsonville for repairs

2008

Severe Storms, Tornadoes, Straight-Line Winds, and

1 household applied for aid $2K aid approved $1K to the City of Simpsonville for repairs

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

1 household applied for aid

Shelby County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Simpsonville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Simpsonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Simpsonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Simpsonville total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.