Housing · Monticello
Monticello, KY housing market
The typical Monticello home is worth about $162,000, down 3.9% in a year, 31% below the Kentucky typical home.
Home values, sales, trends and how Monticello compares with the towns next door — updated as new data is published.
The market right now
Monticello at a glance
Typical home value
$162K
▼ 3.9% in a year · Zillow
Ten-year trend
Typical home value, 2016–2026
MonticelloKentucky
Show as a table
| January | Monticello | Kentucky |
|---|---|---|
| 2017 | $77,000 | $131,000 |
| 2018 | $78,000 | $138,000 |
| 2019 | $87,000 | $146,000 |
| 2020 | $93,000 | $155,000 |
| 2021 | $111,000 | $173,000 |
| 2022 | $122,000 | $191,000 |
| 2023 | $143,000 | $207,000 |
| 2024 | $150,000 | $216,000 |
| 2025 | $162,000 | $229,000 |
| 2026 | $161,000 | $233,000 |
| August 2026 | $162,000 | $233,000 |
Affordability
3.6 years of income
The typical Monticello home costs about 3.6 years of the town's median household income, about the same as across Kentucky (3.7).
How Monticello ranks on affordability →
Home value ÷ ACS median household income.
The homes
Owners, rent & taxes
Homeownership
53.8%
Kentucky: 68.3%
Median tax bill
$735
Kentucky: $1,544
Median rent
$779
Kentucky: $967
Typical home built
1976
Kentucky: 1982
U.S. Census Bureau, ACS 2020-2024.
On the market
Recent listings in Monticello
Listed in the past 60 days. Each opens on the listing site.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.