Natural hazards · McRoberts

McRoberts, KY natural hazards

Most of the natural-hazard damage FEMA expects in McRoberts comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 8 claims here since 2022. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McRoberts?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McRoberts to be higher than in 90% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What McRoberts faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McRoberts flood?

Every paid claim on a federal flood insurance policy in McRoberts, from FEMA’s records.

8paid claims since 2022

$426Kpaid to owners

0homes flooded more than once

20222026

Biggest named events

Late July Flooding: 8 claims, $426K

of homes in flood zones
are insured

of all homes
are insured

No community discount. McRoberts isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Letcher County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared

Disasters that hit McRoberts

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in McRoberts itself: aid to households, or repair grants to McRoberts.

Brought FEMA money into McRobertsDeclared for Letcher County only

2022

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $500 aid approved

Letcher County has had 36 natural disasters declared since 1953, most often severe storms and floods.

Around McRoberts

McRoberts and the towns around it

Very lowLowModerateHighVery high

McRobertsmostly inland floodingVery high

Fleming-Neonmostly inland floodingVery high

Jenkinsmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McRoberts covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to McRoberts’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to McRoberts. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McRoberts total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.