Natural hazards · Fleming-Neon

Fleming-Neon, KY natural hazards

Most of the natural-hazard damage FEMA expects in Fleming-Neon comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 1984. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fleming-Neon?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fleming-Neon to be higher than in 90% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Fleming-Neon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fleming-Neon flood?

Every paid claim on a federal flood insurance policy in Fleming-Neon, from FEMA’s records.

6paid claims since 1984

$308Kpaid to owners

1homes flooded more than once

19842026

Biggest named events

Late July Flooding: 1 claim, $258K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fleming-Neon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Letcher County.

Disasters that hit Fleming-Neon

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fleming-Neon itself: aid to households, or repair grants to the City of Fleming-Neon.

Brought FEMA money into Fleming-NeonDeclared for Letcher County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$368K to the City of Fleming-Neon for repairs

2024

Remnants of Hurricane Helene

$5K to the City of Fleming-Neon for repairs

2022

Severe Storms, Flooding, Landslides, and Mudslides

$6.9M to the City of Fleming-Neon for repairs

2015

Severe Winter Storms, Snowstorms, Flooding, Landslides, and Mudslides

$15K to the City of Fleming-Neon for repairs

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

$16K to the City of Fleming-Neon for repairs

Letcher County has had 36 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fleming-Neon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fleming-Neon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fleming-Neon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.