Natural hazards · Massac

Massac, KY natural hazards

Most of the natural-hazard damage FEMA expects in Massac comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2000.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Massac?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Massac to be higher than in 75% of U.S. communities, mostly from earthquakes.

Earthquakes53%Inland flooding14%Heat waves10%Tornadoes8%Cold waves8%Everything else7%

By hazard

What Massac faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

53% of expected damage

Well above average · higher than 91% of U.S. places

Inland flooding

14% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 5 times a year in the area

Heat waves

10% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 73% of U.S. places

Cold waves

8% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Massac flood?

Every paid claim on a federal flood insurance policy in Massac, from FEMA’s records.

1paid claims since 2000

$6Kpaid to owners

0homes flooded more than once

20002026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Massac isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McCracken County.

Disasters that hit Massac

Federal disasters declared here

None of the disasters declared for McCracken County shows FEMA aid or repair money reaching Massac itself in FEMA’s records.

Brought FEMA money into MassacDeclared for McCracken County only

McCracken County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Massac

Massac and the towns around it

Very lowLowModerateHighVery high

Paducahmostly earthquakesVery high

Hendronmostly earthquakesVery high

Massacmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Massac covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Massac’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Massac. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Massac total about $10.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.