Natural hazards · Hendron

Hendron, KY natural hazards

Most of the natural-hazard damage FEMA expects in Hendron comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2015.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hendron?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hendron to be higher than in 84% of U.S. communities, mostly from earthquakes.

Earthquakes57%Inland flooding13%Heat waves9%Cold waves8%Tornadoes8%Everything else6%

By hazard

What Hendron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

57% of expected damage

Well above average · higher than 96% of U.S. places

Inland flooding

13% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 5 times a year in the area

Heat waves

9% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 11 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hendron flood?

Every paid claim on a federal flood insurance policy in Hendron, from FEMA’s records.

2paid claims since 2015

$11Kpaid to owners

0homes flooded more than once

20152026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hendron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McCracken County.

Disasters that hit Hendron

Federal disasters declared here

None of the disasters declared for McCracken County shows FEMA aid or repair money reaching Hendron itself in FEMA’s records.

Brought FEMA money into HendronDeclared for McCracken County only

McCracken County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Hendron

Hendron and the towns around it

Very lowLowModerateHighVery high

Paducahmostly earthquakesVery high

Hendronmostly earthquakesVery high

Massacmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hendron covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hendron’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hendron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hendron total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.