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Natural hazards · Shell Rock

Shell Rock, KS natural hazards

Most of the natural-hazard damage FEMA expects in Shell Rock comes from inland flooding, and overall the risk is very high for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Shell Rock?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shell Rock to be higher than in 88% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding39%Wildfire21%Ice storms15%Hail6%Strong wind5%Everything else14%
By hazard

What Shell Rock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once a year in the area

Wildfire

21% of expected damage
Well above average · among the top 1% of U.S. places

Ice storms

15% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 2 years in the area

Hail

6% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 9 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 6 times a year in the area

Lower here

TornadoesWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Shell Rock flood?

FEMA's records show no paid flood insurance claims in Shell Rock.

of all homes
are insured
No community discount. Shell Rock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greenwood County.
Disasters that hit Shell Rock

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shell Rock itself: aid to households, or repair grants to the Township of Shell Rock.

Brought FEMA money into Shell RockDeclared for Greenwood County only
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$94K to the Township of Shell Rock for repairs
2016

Severe Storms and Flooding

$56K to the Township of Shell Rock for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$64K to the Township of Shell Rock for repairs
2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$39K to the Township of Shell Rock for repairs
2010

Severe Storms, Flooding, and Tornadoes

$70K to the Township of Shell Rock for repairs
2009

Severe Winter Storms and Snowstorm

$49K to the Township of Shell Rock for repairs
2009

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$37K to the Township of Shell Rock for repairs
2008

Severe Storms, Flooding, and Tornadoes

$46K to the Township of Shell Rock for repairs
2007

Severe Storms and Flooding

$13K to the Township of Shell Rock for repairs
2005

Severe Winter Storms, Heavy Rains, and Flooding

$3K to the Township of Shell Rock for repairs
Greenwood County has had 23 natural disasters declared since 1953, most often severe storms and floods.
Around Shell Rock

Shell Rock and the towns around it

Madison: Very high, mostly inland floodingLiberty: Moderate, mostly inland floodingLane: Very high, mostly inland floodingElmendaro: High, mostly inland floodingJanesville: Very high, mostly inland floodingCenter: High, mostly inland floodingSalem: Very high, mostly inland floodingMatfield: Very high, mostly inland floodingNorth: High, mostly inland floodingPleasant: Moderate, mostly inland floodingNeosho: High, mostly inland floodingQuincy: Very high, mostly inland floodingJackson: High, mostly inland floodingEmporia: Moderate, mostly inland floodingShell Rock: Very high, mostly inland flooding Shell RockMadisonLibertyLaneElmendaro
Very lowLowModerateHighVery high
Shell Rockmostly inland floodingVery high
Madisonmostly inland floodingVery high
Lanemostly inland floodingVery high
Elmendaromostly inland floodingHigh
Libertymostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shell Rock is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Shell Rock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Shell Rock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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