Natural hazards · Scott

Scott, KS natural hazards

Most of the natural-hazard damage FEMA expects in Scott comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 18 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scott?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scott to be higher than in 67% of U.S. communities, mostly from inland flooding and hail.

Inland flooding40%Hail17%Tornadoes11%Strong wind8%Heat waves7%Cold waves6%Everything else11%

By hazard

What Scott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Hail

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 55 years in the area

Strong wind

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 16 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scott flood?

Every paid claim on a federal flood insurance policy in Scott, from FEMA’s records.

18paid claims since 1985

$840Kpaid to owners

0homes flooded more than once

19852026

Biggest named events

Thunderstorms: 2 claims, $86K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bourbon County.

Disasters that hit Scott

Federal disasters declared here

None of the disasters declared for Bourbon County shows FEMA aid or repair money reaching Scott itself in FEMA’s records.

Brought FEMA money into ScottDeclared for Bourbon County only

Bourbon County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Scott

Scott and the towns around it

Very lowLowModerateHighVery high

Mill Creekmostly inland floodingHigh

Freedommostly inland floodingHigh

Osagemostly inland floodingHigh

Marmatonmostly inland floodingHigh

Drywoodmostly inland floodingHigh

Richlandmostly inland floodingHigh

Coalmostly inland floodingHigh

Scottmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scott covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Scott’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Scott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Scott total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.