Natural hazards · Mill Creek

Mill Creek, KS natural hazards

Most of the natural-hazard damage FEMA expects in Mill Creek comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mill Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mill Creek to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding42%Drought15%Hail11%Cold waves9%Tornadoes7%Strong wind6%Everything else10%

By hazard

What Mill Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Drought

15% of expected damage

Recorded about 11 times a year in the area

Hail

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 6 years in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mill Creek flood?

FEMA's records show no paid flood insurance claims in Mill Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mill Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bourbon County.

Disasters that hit Mill Creek

Federal disasters declared here

None of the disasters declared for Bourbon County shows FEMA aid or repair money reaching Mill Creek itself in FEMA’s records.

Brought FEMA money into Mill CreekDeclared for Bourbon County only

Bourbon County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Mill Creek

Mill Creek and the towns around it

Very lowLowModerateHighVery high

Mill Creekmostly inland floodingHigh

Timberhillmostly inland floodingHigh

Freedommostly inland floodingHigh

Franklinmostly inland floodingHigh

Marionmostly inland floodingHigh

Marmatonmostly inland floodingHigh

Scottmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mill Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mill Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Mill Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.