Natural hazards · Richland

Richland, KS natural hazards

Most of the natural-hazard damage FEMA expects in Richland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richland to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes20%Hail13%Cold waves13%Strong wind9%Everything else10%

By hazard

What Richland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 50 years in the area

Hail

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 11 times a year in the area

Cold waves

13% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

9% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richland flood?

Every paid claim on a federal flood insurance policy in Richland, from FEMA’s records.

7paid claims since 1996

$48Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ford County.

Disasters that hit Richland

Federal disasters declared here

None of the disasters declared for Ford County shows FEMA aid or repair money reaching Richland itself in FEMA’s records.

Brought FEMA money into RichlandDeclared for Ford County only

Ford County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Richland

Richland and the towns around it

Very lowLowModerateHighVery high

Enterprisemostly droughtModerate

Fairviewmostly droughtModerate

Richlandmostly inland floodingModerate

Dodge Citymostly inland floodingLow

Dodgemostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Richland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Richland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Richland total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.