Natural hazards · Enterprise

Enterprise, KS natural hazards

Most of the natural-hazard damage FEMA expects in Enterprise comes from drought, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Enterprise?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Enterprise to be higher than in 59% of U.S. communities, mostly from drought and hail.

Drought27%Hail26%Inland flooding25%Tornadoes9%Cold waves8%Everything else6%

By hazard

What Enterprise faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

27% of expected damage

Recorded about 58 times a year in the area

Hail

26% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 11 times a year in the area

Inland flooding

25% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Cold waves

8% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Enterprise flood?

Every paid claim on a federal flood insurance policy in Enterprise, from FEMA’s records.

5paid claims since 1978

$8Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Enterprise isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ford County.

Disasters that hit Enterprise

Federal disasters declared here

None of the disasters declared for Ford County shows FEMA aid or repair money reaching Enterprise itself in FEMA’s records.

Brought FEMA money into EnterpriseDeclared for Ford County only

Ford County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Enterprise

Enterprise and the towns around it

Very lowLowModerateHighVery high

Wilroads Gardensmostly inland floodingHigh

Fort Dodgemostly inland floodingHigh

Enterprisemostly droughtModerate

Fordmostly droughtModerate

Richlandmostly inland floodingModerate

Grandviewmostly inland floodingLow

Dodgemostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Enterprise covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Enterprise’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Enterprise. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Enterprise total about $6.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.