Natural hazards · Prospect

Prospect, KS natural hazards

Most of the natural-hazard damage FEMA expects in Prospect comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prospect?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prospect to be higher than in 78% of U.S. communities, mostly from inland flooding and hail.

Inland flooding41%Hail16%Tornadoes14%Wildfire12%Everything else17%

By hazard

What Prospect faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Hail

16% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 3 years in the area

Wildfire

12% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prospect flood?

FEMA's records show no paid flood insurance claims in Prospect.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Prospect isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

Disasters that hit Prospect

Federal disasters declared here

None of the disasters declared for Butler County shows FEMA aid or repair money reaching Prospect itself in FEMA’s records.

Brought FEMA money into ProspectDeclared for Butler County only

Butler County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Prospect

Prospect and the towns around it

Very lowLowModerateHighVery high

Prospectmostly inland floodingHigh

Chelseamostly inland floodingHigh

Rosaliamostly inland floodingHigh

Little Walnutmostly inland floodingHigh

El Doradomostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prospect is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Prospect’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Prospect. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.