Natural hazards · El Dorado

El Dorado, KS natural hazards

Most of the natural-hazard damage FEMA expects in El Dorado comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 127 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is El Dorado?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in El Dorado to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes21%Cold waves8%Heat waves6%Strong wind5%Everything else8%

By hazard

What El Dorado faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 90% of U.S. places

Cold waves

8% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 14 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does El Dorado flood?

Every paid claim on a federal flood insurance policy in El Dorado, from FEMA’s records.

127paid claims since 1979

$2.5Mpaid to owners

4homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. El Dorado isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit El Dorado

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in El Dorado itself: aid to households, or repair grants to the City of El Dorado.

Brought FEMA money into El DoradoDeclared for Butler County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding,landslides,and Mudslides

$42K to the City of El Dorado for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$35K to the City of El Dorado for repairs

2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$22K to the City of El Dorado for repairs

2009

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$142K to the City of El Dorado for repairs

2009

Severe Winter Storm and Record and Near Record Snow

$43K to the City of El Dorado for repairs

2008

Severe Storms, Flooding and Tornadoes

$31K to the City of El Dorado for repairs

2007

Severe Winter Storms

$20K to the City of El Dorado for repairs

2007

Severe Storms and Flooding

24 households applied for aid $20K aid approved

2005

Severe Winter Storms, Heavy Rains, and Flooding

$61K to the City of El Dorado for repairs

2002

Severe Winter Ice Storm

$11K to the City of El Dorado for repairs

Butler County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around El Dorado

El Dorado and the towns around it

Very lowLowModerateHighVery high

Prospectmostly inland floodingHigh

El Doradomostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. El Dorado covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to El Dorado’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of El Dorado. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across El Dorado total about $4.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.