Natural hazards · Ogden

Ogden, KS natural hazards

Most of the natural-hazard damage FEMA expects in Ogden comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 15 claims here since 2001. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ogden?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ogden to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes20%Wildfire6%Heat waves6%Everything else15%

By hazard

What Ogden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 9 years in the area

Wildfire

6% of expected damage

Well above average · higher than 95% of U.S. places

Heat waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 13 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ogden flood?

Every paid claim on a federal flood insurance policy in Ogden, from FEMA’s records.

15paid claims since 2001

$85Kpaid to owners

1homes flooded more than once

20012026

Biggest named events

Late spring storms: 1 claim, $692

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ogden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Riley County.

What’s been done with FEMA grants

202flood-prone properties bought out and cleared

Disasters that hit Ogden

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ogden itself: aid to households, or repair grants to the City of Ogden.

Brought FEMA money into OgdenDeclared for Riley County only

2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$4K to the City of Ogden for repairs

2010

Severe Storms, Flooding, and Tornadoes

$35K to the City of Ogden for repairs

2007

Severe Winter Storms

$14K to the City of Ogden for repairs

2007

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $10K aid approved $11K to the City of Ogden for repairs

Riley County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Ogden

Ogden and the towns around it

Very lowLowModerateHighVery high

Ogdenmostly inland floodingModerate

Manhattanmostly inland floodingModerate

Ogdenmostly inland floodingModerate

Madisonmostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ogden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ogden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ogden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.