Natural hazards · Ogden

Ogden, KS natural hazards

Most of the natural-hazard damage FEMA expects in Ogden comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ogden?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ogden to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes24%Heat waves8%Wildfire6%Ice storms6%Everything else10%

By hazard

What Ogden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 91% of U.S. places

Heat waves

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 13 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 95% of U.S. places

Ice storms

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Lower here

HailWinter weatherCold wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ogden flood?

Every paid claim on a federal flood insurance policy in Ogden, from FEMA’s records.

12paid claims since 2018

$1.1Mpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ogden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Riley County.

Disasters that hit Ogden

Federal disasters declared here

None of the disasters declared for Riley County shows FEMA aid or repair money reaching Ogden itself in FEMA’s records.

Brought FEMA money into OgdenDeclared for Riley County only

Riley County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Ogden

Ogden and the towns around it

Very lowLowModerateHighVery high

Ogdenmostly inland floodingModerate

Wildcatmostly inland floodingModerate

Manhattanmostly inland floodingModerate

Ashlandmostly inland floodingModerate

Ogdenmostly inland floodingModerate

Manhattanmostly inland floodingModerate

Madisonmostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ogden covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ogden’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Ogden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ogden total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.