Natural hazards · Elmdale

Elmdale, KS natural hazards

Most of the natural-hazard damage FEMA expects in Elmdale comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1998. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elmdale?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elmdale to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes12%Wildfire9%Hail8%Strong wind6%Everything else11%

By hazard

What Elmdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 2 years in the area

Wildfire

9% of expected damage

Well above average · higher than 98% of U.S. places

Hail

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 9 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elmdale flood?

Every paid claim on a federal flood insurance policy in Elmdale, from FEMA’s records.

4paid claims since 1998

$62Kpaid to owners

0homes flooded more than once

19982026

of all homes
are insured

No community discount. Elmdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chase County.

What’s been done with FEMA grants

17flood-prone properties bought out and cleared

Disasters that hit Elmdale

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Elmdale itself: aid to households, or repair grants to the City of Elmdale.

Brought FEMA money into ElmdaleDeclared for Chase County only

2010

Severe Storms, Flooding, and Tornadoes

$5K to the City of Elmdale for repairs

2005

Severe Winter Storms, Heavy Rains, and Flooding

$2K to the City of Elmdale for repairs

Chase County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elmdale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elmdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Elmdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.