Natural hazards · Agency

Agency, KS natural hazards

Most of the natural-hazard damage FEMA expects in Agency comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Agency?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Agency to be higher than in 54% of U.S. communities, mostly from inland flooding and ice storms.

Inland flooding31%Ice storms18%Tornadoes14%Hail7%Strong wind7%Lightning6%Everything else17%

By hazard

What Agency faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Ice storms

18% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 8 years in the area

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 9 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Lightning

6% of expected damage

Above average · higher than 67% of U.S. places

Lower here

Winter weatherWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Agency flood?

FEMA's records show no paid flood insurance claims in Agency.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Agency isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Osage County.

Disasters that hit Agency

Federal disasters declared here

None of the disasters declared for Osage County shows FEMA aid or repair money reaching Agency itself in FEMA’s records.

Brought FEMA money into AgencyDeclared for Osage County only

Osage County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.

Around Agency

Agency and the towns around it

Very lowLowModerateHighVery high

Greenwoodmostly inland floodingHigh

Pomonamostly inland floodingHigh

Lincolnmostly inland floodingHigh

Melvernmostly inland floodingHigh

Agencymostly inland floodingModerate

Valley Brookmostly inland floodingModerate

Junctionmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Agency is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Agency’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Agency. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.