Natural hazards · Whiteland

Whiteland, IN natural hazards

Most of the natural-hazard damage FEMA expects in Whiteland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2009. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whiteland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whiteland to be higher than in 58% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes20%Strong wind8%Earthquakes5%Everything else13%

By hazard

What Whiteland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 97% of U.S. places

Strong wind

8% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 69% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whiteland flood?

Every paid claim on a federal flood insurance policy in Whiteland, from FEMA’s records.

1paid claims since 2009

$4Kpaid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Whiteland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Whiteland

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Whiteland itself: aid to households, or repair grants to the Town of Whiteland.

Brought FEMA money into WhitelandDeclared for Johnson County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

172 households applied for aid $96K aid approved $367K to the Town of Whiteland for repairs

2014

Severe Winter Storm and Snowstorm

$7K to the Town of Whiteland for repairs

2008

Severe Storms, Flooding, and Tornadoes

57 households applied for aid $202K aid approved $24K to the Town of Whiteland for repairs

2005

Severe Winter Storms and Flooding

3 households applied for aid $725 aid approved

2004

Snow

$9K to the Town of Whiteland for repairs

2002

Severe Storms, Tornadoes and Flooding

$3K to the Town of Whiteland for repairs

1999

In-Winter Storm 12/23/98

$4K to the Town of Whiteland for repairs

Johnson County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Whiteland

Whiteland and the towns around it

Very lowLowModerateHighVery high

New Whitelandmostly inland floodingHigh

Whitelandmostly inland floodingModerate

Franklinmostly inland floodingModerate

Greenwoodmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whiteland covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Whiteland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Whiteland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Whiteland total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.