TownTapestry
Sign inJoin
GreenwoodGood night
Natural hazards · Greenwood

Greenwood, IN natural hazards

Most of the natural-hazard damage FEMA expects in Greenwood comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 37 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Greenwood?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenwood to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes23%Strong wind8%Earthquakes7%Everything else13%
By hazard

What Greenwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 97% of U.S. places

Strong wind

8% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 70% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Greenwood flood?

Every paid claim on a federal flood insurance policy in Greenwood, from FEMA’s records.

37paid claims since 1978
$674Kpaid to owners
4homes flooded more than once
19782026

Biggest named events

  • Storm: 20 claims, $613K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Greenwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Johnson County.

What’s been done with FEMA grants

71flood-prone properties bought out and cleared
Disasters that hit Greenwood

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greenwood itself: aid to households, or repair grants to the City of Greenwood.

Brought FEMA money into GreenwoodDeclared for Johnson County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

55 households applied for aid $3K aid approved
2014

Severe Winter Storm and Snowstorm

$46K to the City of Greenwood for repairs
2008

Severe Storms, Flooding, and Tornadoes

584 households applied for aid $1.8M aid approved $183K to the City of Greenwood for repairs
2005

Severe Winter Storms and Flooding

8 households applied for aid $12K aid approved
2004

Snow

$50K to the City of Greenwood for repairs
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $1K aid approved
2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $6K aid approved
2002

Severe Storms and Tornadoes

$55K to the City of Greenwood for repairs
1999

In-Winter Storm 12/23/98

$19K to the City of Greenwood for repairs
Johnson County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.
Around Greenwood

Greenwood and the towns around it

Indianapolis: no dataPerry: Moderate, mostly inland floodingPleasant: Moderate, mostly inland floodingWhiteland: Moderate, mostly inland floodingBargersville: Moderate, mostly inland floodingWhite River: Moderate, mostly inland floodingClark: Low, mostly inland floodingFranklin: Low, mostly inland floodingLawrence: Low, mostly inland floodingPike: Moderate, mostly inland floodingZionsville: Low, mostly inland floodingLawrence: Low, mostly inland floodingBrown: High, mostly inland floodingDecatur: Low, mostly inland floodingVernon: Low, mostly inland floodingMcCordsville: Low, mostly inland floodingWashington: Moderate, mostly inland floodingWarren: Low, mostly inland floodingCenter: Moderate, mostly inland floodingBeech Grove: Low, mostly inland floodingFranklin: Moderate, mostly inland floodingNew Whiteland: High, mostly inland floodingFranklin: Moderate, mostly inland floodingHarrison: High, mostly inland floodingUnion: Moderate, mostly inland floodingMadison: Moderate, mostly inland floodingNeedham: Moderate, mostly inland floodingSugar Creek: Moderate, mostly inland floodingMoral: Moderate, mostly inland floodingSugar Creek: Moderate, mostly inland floodingGreenwood: Moderate, mostly inland flooding GreenwoodIndianapolisPerryPleasantWhitelandBargersvilleWhite RiverClarkFranklin
Very lowLowModerateHighVery high
Whitelandmostly inland floodingModerate
Bargersvillemostly inland floodingModerate
White Rivermostly inland floodingModerate
Perrymostly inland floodingModerate
Pleasantmostly inland floodingModerate
Greenwoodmostly inland floodingModerate
Clarkmostly inland floodingLow
Franklinmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenwood covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Greenwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Greenwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greenwood total about $13.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Greenwood, INView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Greenwood is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map