Natural hazards · Sheffield

Sheffield, IN natural hazards

Most of the natural-hazard damage FEMA expects in Sheffield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sheffield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sheffield to be higher than in 15% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves23%Tornadoes9%Earthquakes6%Everything else16%

By hazard

What Sheffield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 4 times a year in the area

Cold waves

23% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 33 years in the area

Earthquakes

6% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sheffield flood?

Every paid claim on a federal flood insurance policy in Sheffield, from FEMA’s records.

2paid claims since 1985

$11Kpaid to owners

0homes flooded more than once

19852026

Biggest named events

Mid-spring storms: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sheffield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tippecanoe County.

Disasters that hit Sheffield

Federal disasters declared here

None of the disasters declared for Tippecanoe County shows FEMA aid or repair money reaching Sheffield itself in FEMA’s records.

Brought FEMA money into SheffieldDeclared for Tippecanoe County only

Tippecanoe County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Sheffield

Sheffield and the towns around it

Very lowLowModerateHighVery high

Madisonmostly inland floodingModerate

Perrymostly inland floodingLow

Lauramiemostly inland floodingVery low

Sheffieldmostly inland floodingVery low

Weamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sheffield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sheffield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Sheffield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sheffield total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.