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Natural hazards · Lauramie

Lauramie, IN natural hazards

Most of the natural-hazard damage FEMA expects in Lauramie comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lauramie?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lauramie to be higher than in 17% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves21%Drought8%Tornadoes8%Hail5%Everything else13%
By hazard

What Lauramie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 4 times a year in the area

Cold waves

21% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 4 times a year in the area

Drought

8% of expected damage
Recorded about once a year in the area

Tornadoes

8% of expected damage
Above average · higher than 53% of U.S. places
Recorded about once every 10 years in the area

Hail

5% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lauramie flood?

FEMA's records show no paid flood insurance claims in Lauramie.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lauramie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tippecanoe County.
Disasters that hit Lauramie

Federal disasters declared here

None of the disasters declared for Tippecanoe County shows FEMA aid or repair money reaching Lauramie itself in FEMA’s records.

Brought FEMA money into LauramieDeclared for Tippecanoe County only
Tippecanoe County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.
Around Lauramie

Lauramie and the towns around it

Randolph: Very low, mostly inland floodingMadison: Very low, mostly inland floodingSugar Creek: Low, mostly inland floodingSheffield: Very low, mostly inland floodingJackson: Very low, mostly inland floodingCoal Creek: Very low, mostly inland floodingUnion: Very low, mostly inland floodingFranklin: Low, mostly inland floodingSugar Creek: Moderate, mostly inland floodingWea: Very low, mostly inland floodingMadison: Moderate, mostly inland floodingPerry: Low, mostly inland floodingLauramie: Very low, mostly inland flooding LauramieRandolphMadisonSugar CreekSheffield
Very lowLowModerateHighVery high
Sugar Creekmostly inland floodingLow
Lauramiemostly inland floodingVery low
Randolphmostly inland floodingVery low
Sheffieldmostly inland floodingVery low
Madisonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lauramie is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lauramie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lauramie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Lauramie, INTippecanoe CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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