Natural hazards · Shawswick

Shawswick, IN natural hazards

Most of the natural-hazard damage FEMA expects in Shawswick comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shawswick?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shawswick to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes22%Earthquakes12%Strong wind9%Everything else12%

By hazard

What Shawswick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 66 years in the area

Earthquakes

12% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

9% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shawswick flood?

Every paid claim on a federal flood insurance policy in Shawswick, from FEMA’s records.

11paid claims since 1979

$269Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shawswick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

Disasters that hit Shawswick

Federal disasters declared here

None of the disasters declared for Lawrence County shows FEMA aid or repair money reaching Shawswick itself in FEMA’s records.

Brought FEMA money into ShawswickDeclared for Lawrence County only

Lawrence County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Shawswick

Shawswick and the towns around it

Very lowLowModerateHighVery high

Indian Creekmostly inland floodingModerate

Marshallmostly inland floodingModerate

Pleasant Runmostly inland floodingModerate

Guthriemostly inland floodingModerate

Marionmostly inland floodingModerate

Shawswickmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shawswick covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Shawswick’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Shawswick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shawswick total about $5.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.