Natural hazards · Marshall

Marshall, IN natural hazards

Most of the natural-hazard damage FEMA expects in Marshall comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2025.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marshall?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marshall to be higher than in 55% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes18%Strong wind8%Earthquakes7%Everything else10%

By hazard

What Marshall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 79 years in the area

Strong wind

8% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marshall flood?

Every paid claim on a federal flood insurance policy in Marshall, from FEMA’s records.

2paid claims since 2025

$85Kpaid to owners

0homes flooded more than once

20252026

Biggest named events

Central U.S. April Flooding: 2 claims, $85K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marshall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

Disasters that hit Marshall

Federal disasters declared here

None of the disasters declared for Lawrence County shows FEMA aid or repair money reaching Marshall itself in FEMA’s records.

Brought FEMA money into MarshallDeclared for Lawrence County only

Lawrence County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Marshall

Marshall and the towns around it

Very lowLowModerateHighVery high

Indian Creekmostly inland floodingModerate

Marshallmostly inland floodingModerate

Perrymostly inland floodingModerate

Pleasant Runmostly inland floodingModerate

Clear Creekmostly inland floodingLow

Shawswickmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marshall covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Marshall’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Marshall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marshall total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.