Natural hazards · Seymour

Seymour, IN natural hazards

Most of the natural-hazard damage FEMA expects in Seymour comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 14 claims here since 1982. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seymour?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seymour to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes33%Strong wind11%Earthquakes9%Everything else9%

By hazard

What Seymour faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

33% of expected damage

Well above average · higher than 95% of U.S. places

Strong wind

11% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seymour flood?

Every paid claim on a federal flood insurance policy in Seymour, from FEMA’s records.

14paid claims since 1982

$203Kpaid to owners

2homes flooded more than once

19822026

Biggest named events

March storm: 3 claims, $13K
Storm: 2 claims, $67K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seymour isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Seymour

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seymour itself: aid to households, or repair grants to the City of Seymour.

Brought FEMA money into SeymourDeclared for Jackson County only

2009

Severe Winter Storm

$52K to the City of Seymour for repairs

2008

Severe Storms and Flooding

50 households applied for aid $2K aid approved $34K to the City of Seymour for repairs

2008

Severe Storms, Flooding, and Tornadoes

89 households applied for aid $295K aid approved $35K to the City of Seymour for repairs

2005

Severe Winter Storms and Flooding

15 households applied for aid $28K aid approved

2004

Snow

$22K to the City of Seymour for repairs

Jackson County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Seymour

Seymour and the towns around it

Very lowLowModerateHighVery high

Rockfordmostly inland floodingModerate

Jacksonmostly inland floodingModerate

Seymourmostly inland floodingLow

Reddingmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seymour covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Seymour’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Seymour. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Seymour total about $6.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.