Natural hazards · Redding

Redding, IN natural hazards

Most of the natural-hazard damage FEMA expects in Redding comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Redding?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Redding to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes31%Strong wind10%Earthquakes9%Everything else9%

By hazard

What Redding faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

31% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 84 years in the area

Strong wind

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Redding flood?

Every paid claim on a federal flood insurance policy in Redding, from FEMA’s records.

1paid claims since 2008

$23Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Storm: 1 claim, $23K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Redding isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Redding

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Redding itself in FEMA’s records.

Brought FEMA money into ReddingDeclared for Jackson County only

Jackson County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Redding

Redding and the towns around it

Very lowLowModerateHighVery high

Sand Creekmostly inland floodingHigh

Hamiltonmostly inland floodingModerate

Jacksonmostly inland floodingModerate

Waynemostly inland floodingModerate

Seymourmostly inland floodingLow

Reddingmostly inland floodingLow

Spencermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Redding covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Redding’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Redding. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Redding total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.